Why is it that celebrities sing about or talk about all the great stuff money can bring? *sigh* … makes you want to buy new cars, diamond rings, and designer handbags. Well, it makes me want to get them.

I can’t help but find it amusing that they never talk about the downside of having “too much money”. Some of them go out of control with their spending habits. Others probably have people begging for some all the time.

There’s always cons with the pros, even with money. Yes, it sucks completely because it would be nice to have enough money that you don’t have to worry about bills or not having enough to afford something.

I’m trying to make the most of the one credit card I have. I mean, really…I put almost everything I buy on that thing.

So I’m trying to learn more about interest rates, debt, and even 0 balance transfer offers. I want to be able to use my credit card effectively and don’t spiral down out of control.

I think I’m already heading that way since I’ve got a balance I haven’t paid off yet. Not cool at all since I’m having trouble coming up with the money, thus my need to obtain it online.